![]() ![]() Some previous categories, including shipping, internet, cable, and phone services, have been extended through the same date. Meanwhile, Ink Business Preferred® Credit Card and Ink Business Plus® Credit Card (no longer available to new applicants) cardholders can use their points toward select advertising purchases (social media and search engine advertising) until December 31, 2021. Read more: Chase Sapphire Preferred vs Sapphire Reserve: How to choose the best travel rewards credit card for you ![]() This was a previous category on both Sapphire cards, but it's only been extended for the Chase Sapphire Reserve® - not the Chase Sapphire Preferred® Card. In addition, Chase Sapphire Reserve® cardholders can still use points toward eligible dining purchases through the same date. Starting October 1, 2021, Chase Sapphire Preferred® Card and Chase Sapphire Reserve® cardholders have the option to redeem Ultimate Rewards points at an increased value toward Airbnb and (luggage) purchases through March 31, 2022. Read more: It's time for Chase to make its much-loved Pay Yourself Back feature permanent New Pay Yourself Back categories The categories and redemption rates vary by card, with bonus values ranging from 1.1 cents per point to 1.5 cents per point. Show Pros, Cons, and More chevron down icon An icon in the shape of an angle pointing down.Ĭhase Pay Yourself Back allows cardholders to redeem Ultimate Rewards points at a fixed value of more than 1 cent per point (the standard cash-back rate) toward eligible purchases. When using a credit card, it's important to pay your balance in full each month, make payments on time, and only spend what you can afford to pay. These cards won't be worth it if you're paying interest or late fees. We're focused here on the rewards and perks that come with each card. In addition, some of the most flexible categories - like grocery stores - are no longer a redemption option. Read more: How Chase Pay Yourself Back works This time, it's added new categories to the Chase Sapphire Preferred® Card, Chase Sapphire Reserve®, and Ink Business Preferred® Credit Card - some through March 2022 - but many cardholders will find the new categories a lot less useful. The latest extension, through September 30, has just expired - and now Chase has updated Pay Yourself Back again. Since then, it's become very popular, with Chase adding new categories and extending the program over recent months. Chase's Pay Yourself Back feature was introduced near the start of the pandemic to give cardholders another high-value option for redeeming points when travel was at a standstill. ![]()
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